NOTICE TO ALL PROPERTY OWNERS OF THE CITY OF BRIGANTINE REGARDING FLOOD PROTECTION INFORMATION
Brigantine is a barrier Island. Therefore, flooding may come from either the Atlantic Ocean or back bays. Usually flooding becomes more severe as part of a hurricane or a northeast storm. In 2012, Brigantine was hit by Superstorm Sandy, the 2nd costliest hurricane in United States history. As a result, Brigantine citizens suffered major property loss, some of whom are still working on renovations and preparing their properties for future storms. The citizens of Brigantine know better than most that living on a barrier Island means the risk of damage due to flooding is always present. To lessen the damage and costs of flooding in the future, property owners must ensure that they are fully prepared now.
FLOOD INSURANCE RATE MAP ZONE DETERMINATIONS AND CITY FLOOD SERVICES
As a public service, the City of Brigantine Construction Office will provide you with the following information upon request:
A. Whether your property is in a special flood hazard area as shown on the current flood insurance rate map (FIRM) on file.
B. Additional flood insurance data for a site, such as the specific flood zone and the base flood elevation depth if shown on the FIRM.
C. Whether your property is in a Coastal A Zone, has a history of flooding or is in or adjacent to a sensitive habitat or wetlands.
D. Maps showing flood depths various tidal flooding events predicted by NOAA are available for viewing at the Construction Office and on the City’s website.
E. The City has a handout on flood insurance purchase requirements that can help people who may need a mortgage or loan for a property in the special flood hazard area. If you would like to make an inquiry, please note your street address and the lot and block of your property. Additionally materials concerning flooding are contained in the Brigantine Branch of the Atlantic County Library.
F. FEMA elevation certificates for most buildings are available at the Construction Office.
G. The City Construction Official, Rich Stevens, can be contacted between 9:00 am and 4:30 pm Monday through Friday at telephone number (609) 266-7600 ext. 260 or in the Construction Office at City Hall. There is no charge for this service and financial assistance information is available.
Elevation Certificates on File in the Construction Office
Bigger Waters Flood Insurance
Recent Legislative Flood Insurance
House Raising Permits
All properties located in the City of Brigantine are located in a flood hazard area as mapped by the Federal Emergency Management Agency. Flood insurance is available for said properties. If you don’t have flood insurance, contact your insurance agent regarding the same. A standard homeowners insurance policy will not cover certain damage from flooding. However, the City of Brigantine participates in the National Flood Insurance Program so you will be allowed to purchase a separate flood insurance policy. This insurance is backed by the Federal Government and is available to everyone, even to property owners who have previously been flooded. For more information regarding this program, click here for their Summary of Coverage pamphlet. Some people have purchased flood insurance because it was required by a bank or mortgage company. There is a 26% chance of a possible flood during the life of a 30 year mortgage. Usually such policies only cover the building structure and not the contents. During flooding which occurs in Brigantine, contents of a property can also be damaged. If you currently have flood insurance, you should make sure that contents are also covered. Flood insurance is also available to renters for personal property within a structure. There can be a 30 day waiting period before flood insurance coverage goes into effect. You should plan accordingly. For more information go to https://nfipservices.floodsmart.gov/
All residents should remember the following in the event of a flood.
Know the evacuation route-Brigantine Evacuation Route
Evacuation: Your Evacuation Plan- https://nj.gov/njoem/plan-prepare/evacuation.shtml
Be Red Cross Ready Checklist- https://www.redcross.org/prepare/location/home-family
There are several different ways to protect a building from flood damage. One way is to keep water away by regrading your lot or building with a small flood wall or earthen berm. Another approach is to make your walls waterproof and place water tight closures over the doorways. This method is not recommended for houses with basements or if water levels will be over two (2) feet deep. A third approach is to raise the house above flood levels. A small wood frame house can usually be elevated above flood levels for approximately $10,000.00. Many of the houses subjected to flooding in the golf course area have been raised in this manner. The above measures are referred to as floodproofing or retro-fitting. There are also steps which can be taken to protect against high wind velocity such as installing strong shutters and reinforced garage doors. Financial assistance may be available for certain flood mitigation activities. More information is available at the Brigantine Branch of the Atlantic County Library. Important Note: Most alterations to your building or land require a permit from the Building Department. Please check with the Construction Official prior to implementing any of the above procedures to determine what permits may be necessary.
The City of Brigantine always appreciates cooperation and assistance from property owners on the Island. Here are some of the ways in which you can help in the City’s efforts to reduce damage due to flooding.
We live on a beautiful Island. Please help us to take all appropriate steps to keep Brigantine a great place to live. Through mutual cooperation we can continue to make Brigantine Beach an Island you’ll love for life!
The City of Brigantine has unique and naturally beneficial local flood plains such as the beach and dune system and the back bay salt marsh eco system. These provide a natural buffer against flooding and must be protected. Please respect these natural areas and help keep them in their natural state. Don’t litter upon or destroy these areas.
City of Brigantine Beach 1417 West Brigantine Avenue Brigantine, NJ 08203 609-266-7600 firstname.lastname@example.org
Hours of Operation Monday – Friday 8:30 am – 4:30 pm